Rume: Rural Microfinance and Employment
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Site Map
The Project
Presentation
Five Axes of Research
A. The multiple forms of labour in South countries
B. Informal financial practices
C. Clients and development programs
D. Spatial dimensions of financial inclusion in the global South
E. Social responsability
Team
Partners
Links
Resources
Publications
Papers in Refereed Journals
- Accès au microcrédit et continuité des dynamiques d’endettement au Mexique: combiner anthropologie économique et économétrie by Solène Morvant-Roux, March 2009
- Aide au développement : six décennies de trop dits et de non dits by Jean-Michel Servet, June 2010
- Ambiguities and Paradoxes of the Decent Work Deficit: Bonded Migrants in Tamil Nadu by Isabelle Guérin, Venkatasubramanian, Michiels Sébastien, Ponnarasu S., May 2012
- Clientélisme, courtage et gestion des risques en microfinance. Etude de cas en Inde du Sud by Isabelle Guérin, Santosh Kumar, June 2007
- Credit from whom and for what? by Isabelle Guérin, Bert D’Espallier, Marc Roesch, Venkatasubramanian, February 2012
- Dépendance et emploi journalier. Circulation des travailleurs Gollas en Andhra Pradesh by David Picherit, February 2010
- Dettes, protections et solidarités en Inde du Sud by Isabelle Guérin, Marc Roesch, Venkatasubramanian, Michiels Sébastien, May 2012
- La microfinance indienne : l’heure du bilan by Isabelle Guérin, Cyril Fouillet, Marc Roesch, June 2008
- La microfinance indienne peut-elle être solidaire ? by Isabelle Guérin, Cyril Fouillet, Jane Palier, April 2007
- Labour in brick kilns by Isabelle Guérin, Venkatasubramanian, Augendra Bhukhut, Parthasarthy G. , February 2007
- Labour Standards in India by Isabelle Guérin, Lerche Jens, Srivastava ravi, May 2012
- L’argent des femmes pauvres : entre survie quotidienne, obligations familiales et normes sociales by Isabelle Guérin, November 2008
- L’expérience vécue de la microfinance. Appropriations, tensions et recomposition des rapports sociaux by Isabelle Guérin, March 2012
- Le microcrédit au péril du néolibéralisme et de marchands d’illusions. Manifeste pour une inclusion financière socialement responsable by Isabelle Guérin, Cyril Fouillet, Solène Morvant-Roux, Marc Roesch, Jean-Michel Servet, October 2007
- Le principe de réciprocité chez Karl Polanyi. Contribution à une définition de l’économie solidaire by Jean-Michel Servet, June 2007
- Les effets insoupçonnés de la microfinance by Isabelle Guérin, December 2011
- Les risques climatiques : quel rôle pour la microassurance ? by Cyril Fouillet, October 2007
- Microfinance : une “discipline” diversement accueillie en Chine et en Inde by Cyril Fouillet, Thierry Pairault, May 2010
- Microfinance et logiques solidaires en Afrique de l’Ouest by Solène Morvant-Roux, Jean-Michel Servet, Soulama Souleymane, May 2012
- Microfinance, endettement et surendettement by Isabelle Guérin, Marc Roesch, Venkatasubramanian, Ophélie Heliès, March 2009
- Microinsurance and Management of Climatic Risks by Cyril Fouillet, March 2009
- Migrant Labourers’ Struggles Between Village and Urban Migration Sites: Labour Standards, Rural Development and Politics in South India by David Picherit, May 2012
- Ne nous libérez pas ! L’ambiguïté du principe de l’avance sur salaire à partir de l’exemple des briqueteries en Inde du Sud by Isabelle Guérin, Marc Roesch, Venkatasubramanian, September 2007
- Politiques d’inclusion financière, microfinance et financement de l’agriculture. Les cas de l’Inde et du Mexique by Isabelle Guérin, Solène Morvant-Roux, Marc Roesch, Jean-Michel Servet, December 2010
- Profit Empowerment: The Microfinance Institution’s Mission Drift by Cyril Fouillet, Britta Augsburg, June 2010
- Repenser le développement [Notes de lecture] by Jean-Michel Servet, March 2010
- Responsabilité sociale versus performances sociales en microfinance by Jean-Michel Servet, March 2009
- Rigueur scientifique et pertinence opérationnelle des études d’impact en microfinance : une alliance à construire. Enseignements d’une étude en partenariat à Madagascar by Emmanuelle Bouquet, Eliane Ralison, Betty Wampfler, April 2009
- Women and Money: multiple, complex and evolving practices by Isabelle Guérin, May 2006
- Women and Repayment in Microfinance: A Global Analysis by Isabelle Guérin, Bert D’Espallier, Roy Mersland, May 2011
Books
- Banquiers aux pieds nus : la microfinance by Jean-Michel Servet, February 2006
- Femmes et microfinance : espoir et désillusions de l’expérience indienne by Isabelle Guérin, Benoit Prévost, Jane Palier, May 2010
- Femmes, économie et développement, Entre résistance et justice sociale by Isabelle Guérin, Laurent Fraisse, M. Hersent, January 2011
- India’s Unfree Workforce. Of Bondage Old and New by Isabelle Guérin, Aseem Prakash , Jan Breman, January 2009
- Le grand renversement. De la crise au renouveau solidaire by Jean-Michel Servet, May 2010
- Microfinance Challenges: Empowerment or Disempowerment of the Poor? by Isabelle Guérin, Jane Palier, February 2005
- Microfinance en Asie: entre traditions et innovations by Isabelle Guérin, Jean-Michel Servet, Kamala Marius-Gnanou, Thierry Pairault, May 2005
Chapters in Books
- Bonded Labour in the Rice Mills: Fate or Opportunity? by Isabelle Guérin, Marc Roesch, Venkatasubramanian, January 2009
- Coopératives by Isabelle Guérin, January 2011
- Corporate Responsibility Versus Social Performances and Financial Inclusion by Jean-Michel Servet, November 2011
- Corridors of Migration and Chains of Dependence: Brick Kiln Moulders in Tamil Nadu by Isabelle Guérin, Venkatasubramanian, January 2009
- Crise, microfinance et surendettement. Une étude de cas en Inde du Sud by Isabelle Guérin, Marc Roesch, Venkatasubramanian, Mariam Sangare, Santosh Kumar, May 2010
- Dettes by Isabelle Guérin, January 2011
- Do women need specific microfinance services? by Isabelle Guérin, November 2011
- In vino veritas ? Alcools, camaraderie et contestations des rapports de domination en Andhra Pradesh by David Picherit, February 2010
- Is microfinance the adequate tool to finance agriculture? by Solène Morvant-Roux, November 2011
- La microfinance au Sud soumise au grand renversement by Jean-Michel Servet, May 2010
- La microfinance, un objet de pouvoir de plus ? Conflit en Andhra Pradesh by Cyril Fouillet, Britta Augsburg, February 2010
- L’ambiguïté des programmes d’empowerment : entre domination, résistance et instrumentalisation by Isabelle Guérin, Santosh Kumar, January 2011
- L’économie contractée par le néolibéralisme by Jean-Michel Servet, May 2010
- Microfinance by Isabelle Guérin, January 2011
- Microfinance et investissement rural: l’expérience de crédit-bail du réseau Cecam de Madagascar by Emmanuelle Bouquet, Eliane Ralison, Betty Wampfler, November 2009
- Microfinance, agriculture et analyse spatiale : le cas de l’Inde by Cyril Fouillet, October 2009
- Microfinance, Financial Inclusion and Social Responsibility by Isabelle Guérin, Marc Roesch, Jean-Michel Servet, April 2009
- Neobondage, Seasonal Migration and Job Brokers: Cane Cutters in Tamil Nadu by Isabelle Guérin, Venkatasubramanian, Augendra Bhukhut, Kamala Marius-Gnanou, January 2009
- Pluralité microfinancière et économie solidaire en Inde by Isabelle Guérin, Cyril Fouillet, October 2008
- Tontine by Isabelle Guérin, January 2011
- Travail illégal et servitude pour dette en Inde du Sud by Isabelle Guérin, January 2011
- Understanding the diversity and complexity of demand for microfinance services: lessons from informal finance by Isabelle Guérin, Solène Morvant-Roux, Jean-Michel Servet, November 2011
- Une nouvelle forme d’appui au microentrepreneuriat : les fonds internationaux de garantie by Jean-Michel Servet, June 2010
- Workers, Trust Us!" labour Middlemen and the Rise of the Lower Castes in Andhra Pradesh by David Picherit, January 2009
Papers in Non-Refereed Journals
- Avis de tempête dans le monde de la microfinance indienne by Isabelle Guérin, Solène Morvant-Roux, Marc Roesch, Jean-Michel Servet, November 2010
- Biodiversité et Microfinance by Cyril Fouillet, Jose Esquinas-Alcazar, October 2008
- Compte rendu du Boulder-Bergamo Forum sur l’accès aux services financiers en milieu rural by Isabelle Guérin, Cyril Fouillet, Solène Morvant-Roux, October 2008
- Faut-il aider une microfinance "lucrative" ou une microfinance "éducative" ? by Isabelle Guérin, Solène Morvant-Roux, Marc Roesch, Jean-Michel Servet, December 2010
- Fragilités de la microfinance by Jean-Michel Servet, November 2010
- L’arbre qui tombe by Jean-Michel Servet, March 2011
- Le manichéisme de l’inclusion financière by Cyril Fouillet, David Picherit, December 2010
- Les inégalités devenues insoutenables en Inde by Cyril Fouillet, David Picherit, August 2009
- Mexique : le Sud finance le Nord by Cyril Fouillet, David Picherit, Barbara Harriss-White, December 2009
- Microassurance sécheresse by Cyril Fouillet, February 2008
- Microfinance and the Empowerment of Women: Will the Silent Revolution Take Place? by Isabelle Guérin, Jane Palier, May 2007
- Microfinance. Peut-elle être sociale et rentable ? by Jean-Michel Servet, François Seck-Fall, January 2010
Master and PhD Thesis
- Entre villages et chantiers : circulation des travailleurs, clientélisme et politisation des basses castes en Andhra Pradesh, Inde by David Picherit, October 2009
- Finanzas y dinámica económica familiar en un poblado de Jalisco by Gerardo Rodriguez Solis, April 2010
- La construction spatiale de la microfinance en Inde by Cyril Fouillet, October 2009
- Quand la microfinance cible les migrants by Annabelle Berthaud, September 2009
Habilitation à Diriger les Recherches
- Debt and Poverty in Rural South-India by Isabelle Guérin, November 2011
Photo Archives
Map Archives
Fieldworks
Presentation
Madagascar
Mexico
Morocco
India
- Diversity of brick kiln migrants - Qualitative analysis
- Interactions between rural employment and rural finance - Comparative analysis
- Interactions between rural employment and rural finance - Quantitative survey
- Over-indebtedness - Qualitative analysis
- Over-indebtedness - Quantitative analysis
- The Making and Unmaking of Financial Spaces in South India
- Women entrepreneurship - Qualitative analysis
News
Seminars and Events
- Alcohol, masculinities and labour: The everyday politics of drinking and complexities of power in rural South India. by David Picherit, October 2010
- Bonded labour and the agrarian question in Tamil Nadu. by Isabelle Guérin, August 2011
- Book Review in French "Mujeres, finanzas sociales y violencia económica en zonas marginadas de Guadalajara" by Solène Morvant-Roux, May 2011
- Circulation of labour and spatial dimensions of power: the case of Palamur labourers in Andhra Pradesh by David Picherit, January 2011
- Determinants of financial services’ use: Evidence from rural Morocco by Solène Morvant-Roux, April 2010
- Dialogue anthropologie/économie pour analyser les interactions entre finance et emploi : analyse d’un processus et premiers résultats by Isabelle Guérin, Bert D’Espallier, Solène Morvant-Roux, May 2010
- Everyday Life of Labour Intermediaries in South India : Prestige, Loyalty and Authority. by David Picherit, December 2008
- First European Research Conference on Microfinance
- Forthcoming: "Over-indebtedness and financial inclusion" by Isabelle Guérin, Solène Morvant-Roux, Magdalena Villarreal, February 2011
- From debt to over-indebtedness in southern countries: Processes, practices and meanings by Solène Morvant-Roux, May 2010
- Group lending in South-India. A Gender Perspective by Isabelle Guérin, May 2008
- Indebtedness and over-indebtedness in the context of poor rural South-Indian households by Isabelle Guérin, Bert D’Espallier, Marc Roesch, Venkatasubramanian, February 2010
- Indebtedness and over-indebtedness in the context of poor rural South-Indian households by Isabelle Guérin, February 2010
- Jeunes éduqués en zone rurale : castes, classes et nouvelles formes de migration en Inde du sud by David Picherit, September 2009
- Le retour des travailleurs migrants au village : Contestation et clientélisme en Inde du sud by David Picherit, April 2010
- Microfinance : une "discipline" diversement accueillie en Chine et en Inde by Cyril Fouillet, Thierry Pairault, November 2008
- Microfinance and Informal Finance: Substitution or Leverage Effect? by Isabelle Guérin, December 2008
- Microfinance and intra-household management by Isabelle Guérin, March 2009
- Microfinance and Rural Credit in India. by Cyril Fouillet, April 2008
- Microfinance and self-employment in rural South-India: analysis of a failure by Isabelle Guérin, May 2010
- Microfinance and women’s empowerment in rural South-India: do relationships between women matter? by Isabelle Guérin, Santosh Kumar, January 2010
- Microfinance, Indebtedness and Overindebtedness by Isabelle Guérin, November 2008
- Negotiating Hierarchies in Urban and Rural Settings: Seasonal Labour Migration and Caste in South India by David Picherit, February 2010
- ONG, microcrédit et appui aux femmes micro-entrepreneurs : qui donne du pouvoir à qui ? L’exemple de l’Inde du Sud
- Roundtable discussion on "Microfinance and Employment" by Magdalena Villarreal, Gerardo Rodriguez Solis, Lourdes Angulo, March 2010
- Shifting narratives between fit and injured bodies: Labour and health in debt-bondage relationships. by David Picherit, November 2010
- Solidarité, protection et migration dans les villages indiens de l’Oaxaca et du Guerrero by Solène Morvant-Roux, Annabelle Berthaud, April 2010
- Spatial Analysis of Agricultural Finance and Microfinance: The Case of India by Cyril Fouillet, September 2008
- Spatial inequalities and financial inclusion dynamic’s in India: Liberalisation, microfinance and safety net by Cyril Fouillet, February 2010
- Spread of the SHG Banking Linkage Programme in India by Cyril Fouillet, Britta Augsburg, March 2007
- The Meanings of Social Mobility and Migration: Young Educated Migrants Back in their Village by David Picherit, August 2009
- Un microcrédit pour une vache et le micracle n’aura pas lieu. Histoire d’une innovation en Inde du Sud by Marc Roesch, July 2010
- When manual labourers go back to their village: Labour migration and protection in rural South India. by David Picherit, July 2010
RUME Events
- Article accepted in World Development: "Women and Repayment in Microfinance: A Global Analysis" by Isabelle Guérin, Bert D’Espallier, Roy Mersland, January 2011
- Article in Mondes en Développement: "Politiques d’inclusion financière, microfinance et financement de l’agriculture" by Isabelle Guérin, Solène Morvant-Roux, Marc Roesch, Jean-Michel Servet, December 2010
- Conference "La microfinance est-elle socialement responsable?", Paris, 19 June 2009
- Entre villages et chantiers : circulation des travailleurs, clientélisme et politisation des basses castes en Andhra Pradesh, Inde by David Picherit, October 2009
- International Workshop "From debt to over-indebtedness Processes, practices and meanings", december 7-8, 2009, Paris.
- International Workshop "Indebtedness and Social Exclusion", December 1st, 2009, Pondicherry (India).
- Journée "Autour de l’économie de l’Inde"
- Thanuja Mummidi appointed as Assistant Professor by M. Thanuja, September 2009
- 3rd Internal RUME Meeting on “Financial Crisis and Over-indebtedness: Comparative perspectives between India, Mexico and Madagascar”.
Media
- Article in Agefi: "Fragilités de la microfinance" by Jean-Michel Servet, November 2010
- Article in Bilan: "Crise de l’endettement. Nous persévérerons dans l’erreur !" by Jean-Michel Servet, June 2010
- Article in Commencements: "L’arbre qui tombe" by Jean-Michel Servet, March 2011
- Article in L’AGEFI: "L’erreur structurelle à dépasser" by Jean-Michel Servet, May 2011
- Article in La Libre Belgique: "Le défi du climat" by Cyril Fouillet, Barbara Harriss-White, May 2010
- Article in La Libre Belgique: "Le manichéisme de l’inclusion financière" by Cyril Fouillet, David Picherit, December 2010
- Article in La Libre Belgique: "Les inégalités devenues insoutenables" by Cyril Fouillet, David Picherit, August 2009
- Article in Le Monde: "Avis de tempête dans le monde de la microfinance indienne" by Isabelle Guérin, Solène Morvant-Roux, Marc Roesch, Jean-Michel Servet, November 2010
- Article in Le Monde: "Faut-il aider une microfinance "lucrative" ou une microfinance "éducative" ?" by Isabelle Guérin, Solène Morvant-Roux, Marc Roesch, Jean-Michel Servet, December 2010
- Article in Les Echos: "Développement: quand la bulle de la microfinance éclatera" by Isabelle Guérin, Marc Roesch, Jean-Michel Servet, June 2009
- Article in Revue Banque: "Microfinance: Peut-elle être rentable et sociale?" by Jean-Michel Servet, François Seck-Fall, January 2010
- Attaques contre le microcrédit
- Book Review in French, English and Spanish: Le grand renversement : de la crise au renouveau solidaire by Jean-Michel Servet, February 2011
- Book Review in The Post: The Great Reversal; From Crisis to Renewed Solidarity by Jean-Michel Servet, October 2010
- Envoyé Spécial et microfinance 1
- Envoyé Spécial et microfinance 2
- Interview France Culture: "La crise du microcrédit ?" by Jean-Michel Servet, December 2010
- Interview France Inter: "Prenons l’argent là où il se trouve : chez les pauvres" by Jean-Michel Servet, May 2010
- Interview Geopolis: Microcrédit au service des pauvres : mythe ou réalité ? by Jean-Michel Servet, May 2010
- Interview Graduate Institute of International and Development Studies: "Le micro-crédit" by Jean-Michel Servet, December 2010
- Interview in Youphil, En matière de microfinance, rentabilité financière ne rime pas avec efficacité sociale by Isabelle Guérin, April 2011
- Interview in Alternatives Economiques. Microcrédit : grands espoirs, petits impacts by Isabelle Guérin, September 2011
- Interview in Alternatives Internationales. La microfinance dans la tourmente. Inde: retour de balancier. by Isabelle Guérin, September 2011
- Interview in AmaNews de Jean-Michel Servet by Jean-Michel Servet, July 2010
- Interview in Babylone: "L’argent, du sel... au virtuel ?" by Jean-Michel Servet, February 2011
- Interview in Finances News Hebdo: "Le cas marocain est un cas exceptionnel à différents points de vue" by Jean-Michel Servet, March 2011
- Interview in La Croix: "La microfinance est-elle menacée de discrédit ?" by Isabelle Guérin, March 2011
- Interview in Le Temps: "L’appel de la onzième heure" by Jean-Michel Servet, March 2011
- Interview in Radio France International, Les mirages du microcrédit. Focus du jour by Isabelle Guérin, June 2011
- Interview in Sciences au Sud: Une crise de surendettement menace-t-elle les ménages des pays du Sud ? by Isabelle Guérin, July 2010
- Interview in Sciences Humaines: "Le microcrédit n’a rien d’une panacée" by Jean-Michel Servet, June 2009
- Interview in Youphil: Microcrédit, l’espoir déçu des femmes by Isabelle Guérin, October 2010
- Is Microcredit an Efficient Tool Against Exclusion? by Isabelle Guérin, François Doligez, May 2008
- Limits and Drawbacks of Microcredit by Isabelle Guérin, April 2008
- Microcredit: What do We Know? by Isabelle Guérin, Jean-Michel Servet, April 2008
- Participation au Club de la microfinance: "Comprendre la crise du secteur de la microfinance en Inde" by Isabelle Guérin, March 2011
Working Papers Series
- Acces to microcredit and continuity of indebtedness dynamics in rural Mexico: Combining economics anthropology with econometrics
- Credit for whom and for what? The diversity of borrowing sources and borrowing uses in south-India
- Debt in Rural South India: Fragmentation, Social Regulation and Discrimination
- Explaining heterogeneity in microcredit take-up rates and repayment defaults in rural Morocco: the role of social norms and actors
- Liquidity Constraints and Land Tenancy Market Participation: Evidence from Lac Alaotra Region (Madagascar)
- Microfinance and the dynamics of financial vulnerability. Lessons from rural South India
- Rice inventory credit in Madagascar: Conditions of access and diversity of rationales around and hybrid financial and marketing service
- Social Boundaries and Economic Dilemmas in Micro-financial Practices
- The multiple times of debt bondage and its practices in southern India: Temporary protection and over-indebtedness
- The political economy of micro entrepreneurship for women: why does microfinance fail to promote self-employment in rural south-India?
- The social meaning of over-indebtedness and creditworthiness in the context of poor rural South Indian households (Tamil Nadu)
- Understanding the diversity and complexity of demand for microfinance services: lessons from informal finance
- Women and income generating activities: Understanding motivations by priotising skill, knowledge and capabilities
- Women and repayment in microfinance
- Gender bias in microfinance
- Poor Women and their Money: between Daily Survival, Private Life, Family Obligations and Social Norms
- The Social Life of Microfinance Projects: Brokerage and Resistance.
- La microfinance, un objet de pouvoir de plus ? Conflit en Andhra Pradesh
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