Rume: Rural Microfinance and Employment

Explaining heterogeneity in microcredit take-up rates and repayment defaults in rural Morocco: the role of social norms and actors

Isabelle Guérin, Solène Morvant-Roux, Marc Roesch, Jean-Yves Moisseron — 2012-05-16T16:19:09Z

This paper uses microcredit demand and use in rural Morocco as a case study to examine how households appropriate microcredit services. This work draws on qualitative analysis aiming at completing a randomized study. While agro-ecological conditions count, microcredit demand and use is also shaped by two major factors which partially interrelate: debt-related norms articulated with the perception of the sanction in case of non-repayment, and the “social life” of microcredit, namely, how (...) - Working Papers Series

Migrant Labourers' Struggles Between Village and Urban Migration Sites: Labour Standards, Rural Development and Politics in South India

David Picherit — 2012-05-13T20:16:55Z

This article examines seasonal labour migrants' social and spatial engagement with contemporary transformations in labour migration patterns, State policies and development issues in the South Indian state of Andhra Pradesh. This state is at the forefront of the neo-liberal policies that have been rolled out in India since the 1990s. By looking at shifting temporalities, spaces and forms of labour contestation in South India, it considers how the forms, spaces and focuses of struggles of (...) - Papers in Refereed Journals

Ambiguities and Paradoxes of the Decent Work Deficit: Bonded Migrants in Tamil Nadu

Isabelle Guérin, Venkatasubramanian, Michiels Sébastien, Ponnarasu S. — 2012-05-13T20:14:00Z

This paper examines the brick kiln industry in Tamil Nadu as a case study to highlight the discrepancy between normative categories of decent work and workers' experiences and subjectivities. It highlights the extreme vulnerability of circular migrants while stressing the diversity of circulation channels and how these are both shaped by and constitutive of distinct eco-type systems and village economies. The paper also shows how employers and labour recruiters exploit many different forms (...) - Papers in Refereed Journals

Labour Standards in India

Isabelle Guérin, Lerche Jens, Srivastava ravi — 2012-05-13T20:09:08Z

This special issue addresses labour standards in India in the context of globalisation. It takes its cue from the contradiction between the ‘race to the bottom' that can be the consequence of globalisation, and the international agenda for improvement in labour conditions which aims to create ‘decent work' for all. Against the backdrop of the general processes of deregulation, informalisation and flexibilisation – which are well documented in India – this collection of articles addresses some of (...) - Papers in Refereed Journals

Microfinance et logiques solidaires en Afrique de l'Ouest

Solène Morvant-Roux, Jean-Michel Servet, Soulama Souleymane — 2012-05-13T20:05:22Z

- Papers in Refereed Journals

Dettes, protections et solidarités en Inde du Sud

Isabelle Guérin, Marc Roesch, Venkatasubramanian, Michiels Sébastien — 2012-05-13T19:57:45Z

- Papers in Refereed Journals

L'expérience vécue de la microfinance. Appropriations, tensions et recomposition des rapports sociaux

Isabelle Guérin — 2012-03-13T21:00:00Z

À partir de l'exemple de la microfinance, l'objet de cet article est d'analyser l'expérience vécue de normes de développement standardisées. Le suivi d'une quinzaine de femmes dans la durée met en évidence le décalage entre des normes misant sur l'émancipation individuelle des femmes et un contexte de très forte dépendance, tant matérielle qu'identitaire. L'analyse montre également les pratiques de contournement qui résultent de ce décalage et leurs conséquences en termes d'évolution et de recomposition des (...) - Papers in Refereed Journals

The political economy of micro entrepreneurship for women: why does microfinance fail to promote self-employment in rural south-India?

Isabelle Guérin, Marc Roesch, Venkatasubramanian — 2012-02-16T17:16:00Z

For the past two decades, microfinance has been considered an efficient tool for self-employment creation in developing countries, especially for women. This has been particularly true in rural India, where through strong support from public authorities, international donors and local NGOs, the microfinance sector has developed considerably over the past decade. This paper draws on institutional political economy and on several micro-studies conducted in rural areas in Tamil Nadu to (...) - Working Papers Series

Credit from whom and for what?

Isabelle Guérin, Bert D'Espallier, Marc Roesch, Venkatasubramanian — 2012-02-13T20:54:00Z

This article aimed to deepen understandings of poor household borrowing practices by drawing on a case study from rural Southern India. It combines descriptive statistics and qualitative analysis to show that households juggle with a wide range of borrowing sources and that each serves very specific purposes. From a theoretical perspective, we suggest that the neoclassical cost/benefit framework often used to analyse debt decisions should be enlarged to include social criteria in line with (...) - Papers in Refereed Journals

Les effets insoupçonnés de la microfinance

Isabelle Guérin — 2011-12-13T21:02:00Z

Fondé sur plusieurs années de recherche en Inde du Sud, cet article montre que les effets de la microfinance sont avant tout de nature politique. À un niveau macro, la microfinance indienne est largement promue par les autorités publiques pour deux raisons principales. Elle permet à la fois de respecter les préceptes néolibéraux tout en étant un outil populiste au service des partis au pouvoir ou de ceux qui y prétendent. Au niveau des territoires, on observe qu'un certain nombre de réseaux et (...) - Papers in Refereed Journals